FINAL EXPENSE INSURANCE

If you didn’t get the life insurance coverage necessary when you were younger, that’s no reason to give up on getting protection for your family now. Final expense insurance (also known as Burial Insurance) allows you to plan for your funeral expenses, medical bills, and other end-of-life costs without putting any financial obligation on your loved ones. This way, your family could focus on consoling one another without worrying about expenses during a difficult time.

At What Age Do People Typically Get Final Expense Insurance?

Final expense insurance is usually marketed to older adults who are usually between the ages of 50 and 85. These are usually the ages when Life Insurance companies stop offering traditional life insurance policies due to increased risk and higher premiums. At this stage, individuals often look for final expense insurance as a viable alternative to provide for their burial and other end-of-life expenses without the need for medical exams or extensive underwriting processes.

Why Choose Final Expense Insurance?

Simplicity and Focus: To start, Final Expense Insurance provides direct coverage for end-of-life expenses, providing straightforward management and peace of mind.

Guaranteed Support: Beneficiaries receive a dependable payout to cover funeral and related costs, offering comfort during tough times without the need for detailed planning.

Universal Accessibility: With no medical exams required for most policies, it’s an accessible option for everyone, delivering a direct path to securing coverage.

Financial Relief for Your Family: This insurance takes the financial load off your family’s shoulders, allowing them to focus on what truly matters—being there for each other.

Flexible Benefits: While geared toward covering final expenses, the payout offers beneficiaries the flexibility to address financial needs as they see appropriate. For example, if they would rather spend the money on unpaid debts, supporting educational expenses for children or grandchildren, or even investing in a family memorial fund, they have the freedom to do so. 

Work With Us To Get The Right Final Expense Policy For You & Your Family

Although Final Expense Insurance is typically easy to get, it’s important to work with a company that has your best interests in mind.

Here at Liberty Financial Group, we work with 50 A-rated carriers to find you a policy that aligns with your wishes as well as your financial goals.

With us, you get access to personalized advice and a range of options tailored to your specific situation.

If you want to take the first step to make sure your family is financially secure in the event of your passing, contact us today to learn more about our Final Expense Insurance options.