HOMEOWNERS INSURANCE

Your home is where you make memories, and you want to be able to make those memories knowing that your home is protected. That’s where homeowners insurance comes in.

Making sure you get the right coverage for your home is a vital process. That’s why obtaining multiple quotes and comparing policies is crucial before making any decisions. However, you don’t have to reach out to multiple companies in order to get multiple quotes. We do that for you all in one spot! 

What We Offer Our Customers

At Liberty Financial Group, we understand that your home is more than just a structure – it’s a sanctuary and a reflection of your life’s journey. That’s why we offer comprehensive homeowners insurance coverage tailored to your unique needs, ensuring your most valuable asset is protected.

Our homeowner’s insurance policies provide four essential types of coverage:

1. Dwelling Coverage: This protects the value of your home itself, excluding the land it sits on. It covers the cost of rebuilding or repairing your home in the event of damage from perils such as fire, storms, or theft.
2. Other Structures Coverage: This extends protection to structures around your property that are not used for business purposes, such as a private garage or shed. Typically, this coverage is limited to 10-20% of your dwelling coverage, but additional coverage can be added through endorsements.
3. Personal Property Coverage: Your personal belongings hold sentimental and practical value, which is why this coverage protects your possessions – both within your home and while traveling – up to the policy limits. It covers items owned or used by you and your family, including guests’ belongings while on your premises.
4. Loss of Use Coverage: Should your home become uninhabitable due to a covered peril, this coverage guarantees you can maintain your standard of living by covering additional living expenses, such as temporary housing and increased costs of food and utilities. It also protects you if a civil authority prohibits access to your home due to an insured event.

Why Get a Quote From Us?

Getting a quote from us is the right way to go simply because we represent several homeowners’ insurance companies, giving you the very best chance to find a policy that is both affordable and offers the protection you need. We don’t push products that may not be good for you like other companies; we find the best deals that will save you money and protect your home.

Lastly, our services go beyond just getting you the right policy. We also offer guidance and support throughout the claims process, as well as after your policy has been issued. 

If you’re interested in getting a quote from us, all you have to do is fill out the information to the right, and we will be back to you shortly! If you have any questions, you can give us a call at 888.414.3873!