LIFE INSURANCE

Getting life insurance is more important than many people think. Because of the harsh economic climate right now, it’s important to have life insurance to protect your loved ones in case of any unexpected events. It will not only give you peace of mind, but it will also ensure the financial security of your family’s future.

However, when trying to get life insurance, many consumers face many problems. Those problems include:

Financial Prioritization

Many people prioritize immediate financial needs instead of long-term financial planning. This means that they often overlook life insurance, thinking it’s not necessary at the moment. However, by neglecting life insurance, you’re putting your family’s future at risk.

Complexity Of Looking Into Policies

Let’s face it: life insurance policies can be very confusing. There are different types of policies, each with their own benefits and coverage. This can make it very difficult for consumers to understand which policy is the best fit for their specific needs. Having the knowledge to compare two different quotes and policies could be too much of a headache for someone, leading to them forgetting it altogether.

The Underwriting Process

For people who have pre-existing health conditions, the underwriting process could prove to be a challenge. The insurance company will assess your health and lifestyle before coming up with an appropriate policy and premium. This can be a lengthy process, and there is a chance of being rejected or charged higher premiums due to certain health conditions.

Lack Of Personalized Advice

Lastly, most insurance companies are much too big to get to know their customers personally. This makes it difficult for them to provide personalized advice and recommendations based on an individual’s specific needs. As a result, consumers may end up with a policy that doesn’t fully address their unique situation, leaving them vulnerable in the long run.

Why Work With Us: Liberty Financial Group

You should work with us because of the personalized and tailored approach we take toward helping our clients with their life insurance needs. We represent over 50 carriers, which allows you to have access to a variety of options and quotes that cater to your specific needs.

Our team dedicates their time strictly to listening to you, learning your situation, and understanding what you need.

We solve all the problems above by not pushing products but rather by educating and providing honest advice. We do this through our thorough knowledge of the insurance market and years of experience in navigating it.

While working with us, if you have any questions regarding anything, we will educate you with the necessary information to make a well-informed decision.

What We Offer

Here are the policy types we have to offer.

Term Life Insurance: An affordable option that covers you for a set period, giving you peace of mind without high costs.

Guaranteed Universal Life Insurance: Provides a guaranteed death benefit and premium, offering flexibility and security in uncertain economic times.

Whole Life Insurance: Guarantees lifelong coverage with fixed premiums and builds cash value you can access.

Guaranteed Issue/Final Expense Life Insurance: Designed for people with health issues who can’t get regular life insurance. Guarantees acceptance but has unique premiums and benefits

Work With Us Now!

If you’re interested in working with us, all you have to do is fill out the form to the right, and we will contact you as soon as possible. If you have any questions, you can also reach us at 888-414-3873.