Buying Life Insurance: One New Year Resolution You Can Keep in 2018

December 18, 2017

Many people make New Year resolutions that are designed to help them become healthier, happier, or more financially responsible. If you care about your loved ones, then purchasing life insurance should be on this list, too. After all, it’s extremely stressful to live with the idea that if something were to happen to you, your spouse and children would be left not only with grief, but also massive financial challenges. Clearly, getting adequate life insurance coverage in 2018 will give you a feeling of accomplishment while also reducing your stress levels.

Few People Keep Their New Year Resolutions

Unfortunately, statistics show that more than 90 percent of people who make New Year resolutions fail to keep them. This is often due to expecting too much of themselves. Because they believe they have to do all the heavy lifting themselves, they don’t make a realistic plan that provides them with the time and support they need to succeed.
Without a plan, your resolution to get life insurance can fall by the wayside. First of all, it can be difficult to make the first step towards getting information, since work and life can easily get in the way. And that doesn’t even begin to take into account how much time and energy it will cost to sift through all the brochures and websites in order to make an informed decision.

An Independent Life Insurance Agent Can Help You Get the Right Coverage

Fortunately, there’s professional assistance available to help you keep this very important resolution. An independent life insurance agency like Liberty Financial Group will assist you from the very first moment you contact them. Here’s what they’ll do for you:

Listen to your needs. How much coverage you should purchase depends on how many dependents you have, what their needs are and how much you can afford. The agent will gather all of your information by asking you the right questions.
Explain the most appropriate policies. Based on your information, the agent will suggest one or more types of policies that provide sufficient coverage. He or she will also inform you about policies with installment or annuity options, as well as pre-death benefits.
Suggest the best products for your situation. An independent insurance broker doesn’t work for one single insurance company. Since insurers have varying qualification requirements and offer different products, the agent will be able to select the best products for your situation from a wide range of insurers’ offerings. He or she will explain the pros and cons of each to you so you can make an informed decision.
Help you apply for life insurance. Your agent will help you fill out the application. He or she will also inform you about what to expect from the physical exam and how to prepare for it. And in the event an insurer rejects your application, the agent will help you find another, more compatible policy to apply for.

If you’re ready to be among the 10 percent that both make and keep their New Year resolutions, why not contact an independent insurance agent today? Purchasing life insurance is one decision you shouldn’t have to face alone. Contact Liberty Financial Group, and give your loved ones the peace of mind they deserve for 2018 — and beyond.

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At Liberty Financial Group our mission is to provide you with the most options so that you can confidently make the right decision. We are dedicated to helping you make the best choice based on your individual situation. Many people often complain about lack of time when lack of direction is the real problem.

Let us provide you with that direction because we know to be prepared is half the victory.